bankruptcy filing

  Going through a bankruptcy —– from decision to discharge— can be a long and stressful ordeal. Eventually, though, you get the breathing room you so desperately need. And after Chapter 7 or Chapter 13 comes the next chapter: putting your life and your credit back together. How can you do that? A bankruptcy stays […]

What Does a Chapter 13 Filing Entail?

When you start to think about a bankruptcy filing, you should understand the fact that there are different types of bankruptcies, and you will not necessarily qualify for all of them. Chapter 12 is a type of bankruptcy that is available to some family farmers and fishing businesses. Chapter 11 is a reorganization plan that […]

Can I Negotiate a Debt Repayment Plan?

When you become incapable of keeping up with all of your creditors’ demands, you are naturally going to consider the possibility of a bankruptcy filing. In many cases, this is the best course of action, but you should understand all of your options so that you make the right decision. There is a popular misconception […]

How Will a Bankruptcy Filing Impact My Credit?

Clearly, a bankruptcy filing is going to have a significant impact on your credit, and the exact details will vary depending upon many different factors. When it comes to your FICO score, if your score was low prior to your bankruptcy filing, the reduction will be minimal. Some people end up with better credit scores […]