Oregon, Idaho, Utah and Washington Bankruptcy Attorneys OlsenDaines

With eighteen local offices throughout Idaho, Oregon, Utah and Washington the law firm of OlsenDaines offers real solutions for individuals and businesses facing overwhelming debt. Whatever type of financial burden you are carrying, our bankruptcy attorneys have the professional experience and personal commitment to help you with the following resources:

• Our attorneys have been practicing law since 1978. We employ over 13 experienced bankruptcy attorneys with over 100 years of combined experience.
• Our site will help you learn how to file bankruptcy
• OlsenDaines has a local office near you.
• We will answer your questions. Call us toll free at 1(800)682-9568 for free immediate answers to your questions email now us for an instant response.
• Our fees are reasonable and affordable. When we are retained for as little as $200 you can refer your creditors to our office.
• We can help stop a foreclosure now and save your home through chapter 13 bankruptcy.
• Our lawyers will help stop a garnishment and get a fresh start for you through chapter 7 bankruptcy.
• Facing a lawsuit? We can stop a lawsuit through bankruptcy. We can also assist in the halting of a tax levy and through chapter 13 bankruptcy wipe out taxes or pay taxes over time without penalties and interest.
• We will discuss filing a chapter 13 and eliminating your second mortgage. We eliminated over 20 million dollars in second mortgages for our clients last year alone allowing them to keep their homes. Our experience in this area is unmatched.OlsenDaines routinely strips or eliminates around 2 million in 2nd mortgages each and every month. Check out our blog where we publish a list of 2nd mortgages amounts we strip every few weeks.
• We will help protect your assets. Keep your car, home, and business with expert bankruptcy planning.
• Learn more about bankruptcy here.

When You File Bankruptcy You can choose the kind of bankruptcy that best meets your needs (provided you meet certain qualifications)

• Chapter 7 This is the most common type of bankruptcy. In almost all cases you keep all your property and your debts are simply wiped out. Each state has certain exemptions. For most persons, all their property is exempt, meaning your property is protected. Our job is to advise you so there are no problems. We will review what property you own. In some instance we will engage in pre bankruptcy planning so that all your assets are legally protected (you will not lose it when you file bankruptcy). Chapter 7 is normally over in around four months.


• Chapter 13 Chapter 13 resolves many problems that cannot be resolved through chapter 7. A chapter 13 is often filed to stop a foreclosure and save the family home. Under a chapter 13 we can catch up on missed mortgage payments over three to five years. Often we can eliminate a 2nd mortgage. In the vast majority of chapter 13 cases unsecured debts are paid a very small percentage of the actual debt, and sometimes nothing. In chapter 13 we can pay past due income taxes stopping interest and eliminating penalties. Often older taxes are wiped out completely. Depending on how long you have owned your car we can pay the value only of what the car is worth instead of what is owed. Chapter 13 allows persons operating businesses to stay in business and keep operating. If you have property that is above the exemption (worth too much) then under chapter 13 we can protect that property. We have successfully filed many thousands of chapter 13 cases. We know exactly what to do.


• Chapter 12 - Like Chapter 13, but it is only for family farmers and family fishermen. Our firm files more chapter 12 bankruptcies than any other law firm in the Pacific Northwest.


• Chapter 11 - This is used by some businesses and individuals that do not qualify for another chapter of bankruptcy. In Chapter 11, you may continue to operate your business, but your creditors and the court must approve a plan to repay debts. We actively help companies and individuals that need this special, complicated type of bankruptcy.